Professional mortgage advice based in Newbridge
Are you looking to purchase a property, moving home or simply remortgage?
Talk to our experts about your requirements and we'll be happy to help
Mortgaging, made easy
Whether you are a first time buyer or moving house, Bright Financial Affiliates Ltd is here to help. Right from our first appointment through to completion, we'll guide you throughout the process. We will also help you with the legal work and other paperwork involved. Please contact us if you require a home visits. Our advisers live local to: Abergavenny, Bargoed, Bristol, Brecon, Bridgend, Cardiff, Cwmbran, Newport, Swansea, Tredegar and Usk but are willing to travel further if required.
Contact
There may be a fee for mortgage advice. The precise amount will vary depending upon your circumstances, however you will be told prior to any application what if any fee would be charged, consultations are free.
Warning: Your home may be repossessed if you do not keep up regular repayments on your mortgage or other debt secured on it.
Our comprehensive services include:
- Working out a realistic budget
- Evaluating the property
- Getting a formal mortgage offer
- Conveyancing*
- Completion and moving
- Remortgaging
*All legal and conveyancing work will be referred to a specialist as Bright Financial Affiliates is not authorised to undertake this. Conveyancing is not regulated by the Financial Conduct Authority.
Speak with an adviser today!
Get in touch with our experienced team and we'll help you step onto the property ladder. Our experts will help you find the accurate value of your property in the ever changing mortgage marketplace. In addition to this, we can help you with remortgaging too.
Second Charge Mortgages:
A second charge mortgage or also known as a secured loan, can release the equity in your home for further borrowing, without the need to re mortgage your existing first charge mortgage.
The existing fist charge mortgage remains unaffected and will stay in place and the second charge will be a separate mortgage using the equity of the property. A second charge can be beneficial if you do not want to loose a preferential rate on your mortgage or face heavy early repayment charges to redeem out of a fixed rate period.
Further borrowing can be used for any legitimate reason and the most common reasons for borrowing are:
- Debt consolidation (mop up all your debts in to one affordable monthly payment on one rate)
- Home improvements – extensions, new kitchen, bathroom, landscape of garden
- Wedding
- New car
- Holiday
- Cash injection into a business
- Deposit for another property such as a buy to let (investment property)
Speak to one of our specialist advisors today for quality advice.
Are you planning to purchase a new property or need to remortgage. Our Advisers cover South Wales and the West. Call Bright Financial Affiliates Ltd on 029 2175 0500
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